We know that purchasing a caravan is a big investment for most people and we’re dedicated to making the buying process as straightforward and hassle-free for our customers as possible. We can help you create a finance package that could get you into your dream caravan.
Finance is often a major part of our customers’ caravan-buying journeys, so we have taken the necessary steps to offer some great packages as well as peace of mind. As a Financial Conduct Authority (FCA) registered dealership, we have developed relationships with a wide range of lenders nationwide for your convenience.
Caravan Finance Explained
There are two main types of finance deals that you might want to consider:
Sometimes just referred to as HP, this is a loan secured against the caravan itself. This is a great choice for people who want to spread out the cost of their caravan. Typical HP deals involve a deposit and the rest of the balance is paid in installments, plus interest. Once you’ve paid your final installment, you own the caravan outright.
Personal Contract Purchase (PCP)
This is a good option for those who like to change their caravan every few years but don’t want to fork out a big sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of the balance, returning the caravan or using any residual value on a deal with your next caravan.